Texas A&M earned 4.45 ranking points because they defeated UTSA by 18 points (42-24), which represents a solid but not dominant victory margin that translates to a moderate point total. The 4.45 points likely reflects that while A&M won convincingly, UTSA was probably viewed as a lower-tier opponent, so the ranking system awarded points based on both the comfortable margin of victory and the relative strength of the defeated team.